Finance

PPF Calculator

Estimate returns on Public Provident Fund investments

Annual Deposit

₹

1.50 L (Max limit ₹1.5L p.a.)

Interest Rate

% p.a.

Tenure

yrs

Maturity Value

₹40,68,209

15 years · 7.1% interest rate

Total Invested

₹22,50,000

Interest Earned

₹18,18,209

Growth Projection

Wealth Gain

18.18 L

Multiplier

1.81×

Formula

M = P × [ (1 + r)^n − 1 ] / r × (1 + r) M = Maturity, P = Annual Deposit, r = Annual rate of interest, n = Number of years

Example: ₹1,50,000/year for 15 years at 7.1% p.a. ≈ ₹40,68,209.

How to use

Enter your annual PPF deposit amount (Max ₹1.5L/year).
Interest rate is pre-set to current Govt rates (7.1%), but adjustable.
PPF has a mandatory lock-in of 15 years, extendable in blocks of 5 years.
Check your guaranteed tax-free maturity and wealth gains.

Benefits

100% safe government-backed long-term savings option.
EEE (Exempt-Exempt-Exempt) tax status: contributions, interest & maturity are tax-free.
Disciplined retirement asset building.

Frequently Asked Questions

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